Nodaway Valley Bank
1302 S Riverside Rd, St. Joseph, Missouri 64507
816-364-5678
https://goo.gl/maps/tiQ8aMMSfyjxny8Q6
https://www.nvb.com/
When you choose Nodaway Valley Bank for your business and professional banking needs, we don’t take that lightly! Your business is your livelihood, and we are honored to join with you and be part of your success story. We know that no two businesses are alike. We offer a wide variety of account options, loan options, and financial management services, so that you can customize your banking experience.
We Understand Your Business Banking Needs.
Nodaway Valley Bank has been helping meet the financial needs of northwest Missouri citizens and their businesses for over 150 years. We recognize that small businesses come in all shapes and sizes, each with their own unique banking needs.
We also recognize that small business owners and professionals do not want to pay for commercial services that they neither want or need. Additionally, non-profit organizations appreciate reasonably priced banking services that free up their financial resources to put toward their purpose.
Therefore, our business suite offers three transaction account plans designed to meet the banking needs of family farms, small businesses and professionals, non-profit groups, and high volume commercial customers.
Nodaway Valley Bank - Embracing Digital Technology
Digital technology is here to stay. Increasing reliance on digital technology has left some smaller banks at a competitive disadvantage against larger nationwide competitors.
Nodaway Valley Bank, however, has always embraced new technologies. We have put our best foot forward into this new digital age. We began with machine posted statements in 1924, adopted electronic check encoding in 1960, and rolled out our use of ATMs in the 1970s.
Today, Nodaway Valley Bank offers remote capture technology for its larger commercial customers, as well as free mobile deposit for individual account holders. These two technologies practically eliminate the need for you to need to come into the bank in order to make a deposit!
Your Business Banking Team
Whether an account is opened in person or online, a Nodaway Valley Bank Relationship Banker follows up to make sure that the account is functioning to the customer’s expectations and satisfaction, as well as assist with signing up for an auxiliary online services.
If you’ve taken out a business loan, one of our Commercial Loan Officers will be your point of contact. They’ll work with cash management and other depository product specialists to provide you with comprehensive personal and commercial account services.
Nodaway Valley Bank also offers customer assistance through Online Chat Support and a toll-free Customer Support Center. We promise that you’ll be talking to a person, not a bot or algorithm! Our Support Center is staffed by experienced, on-site personnel who can connect you with someone trained to come up with “solutions, not excuses”. It’s important to us that we build long-lasting relationships, with outstanding personal service and trust as the foundation.
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Nodaway Valley Bank Business Suite
Our Business Suite offers three transaction account plans, all of which may be coupled with online bill payments, payroll services, and cash management services. It’s all up to the customer’s choice!
NVB Business Banking
Our Business Banking Account is designed with professionals and small business owners in mind! This account allows 250 debits and deposited items each, in addition to unlimited debit card transactions to clear the account for a $9.95 monthly service charge. This monthly service charge can be offset by:
NVB Organizational Banking
The Organizational Banking Account is designed for non-profit groups. This account type allows up to 500 debits and deposited items each to clear with a statement cycle at no charge. Additional items over the included limit are $0.15 each. A monthly service charge of $5 will be imposed if the account balance falls below $100, with no activity for 12 months. The Organizational Banking account uses digital bank statements, and paper statements are available for a $4 monthly fee.
NVB Commercial Banking
For high volume commercial customers, we offer our Commercial Banking Account. The $0.15 fee per check or ACH debit item, $0.10 fee per deposited paper item, $0.05 fee per deposited ACH item charges, and $14.95 monthly service charge are all offset by an earnings credit! This earnings credit is calculated by the average collected balance.
Optional Financial Management Services
Nodaway Valley Bank offers a wide selection of optional financial management services, available at no charge!
Digital Banking
With digital banking through Nodaway Valley Bank, you will enjoy the convenience of 24/7 Online and Mobile Banking. You can rest assured that your account information is secure and protected. We provide a secure online and mobile banking environment through the use of encryption, firewalls, and mutli-layered authentication. Through online banking, you have free access to:
Real Time Alerts
When something important happens in your account, you want to know NOW - not wait until the next time you log in! Real Time Alerts provide notice the moment something notable happens, such as debit card and other transactions, low balance alerts (so that you can avoid an overdraft fee!), and security alerts.
After-Hours Depository
We know that your work hours might not give you a chance to run to the bank during the day. Each Nodaway Valley Bank facility has a convenient After-Hours Depository. This allows you to safely deposit cash and checks, even after banking hours.
Debit Business Card
Use your convenient Debit Business Card as your payment method for one-time or recurring purchases and bills. You can issue a Debit Business Card to your employees who are not account signers, to be used when paying for gas, supplies, and food. This lets you avoid dealing with expense reimbursements.
Direct deposit for Social Security and government benefits near St. Joseph Missouri
Debit Credit Card
You can choose from 4 Business Credit Card plans! Choose the one that provides the best combination of reward options, benefits, and internal controls for you and your business.
Health Savings Account
With a Nodaway Valley Bank Health Savings Account, you can provide employees a tax-free savings plan for all qualified medical expenses not otherwise covered under a high-deductible insurance plan.
Business Overdraft Privilege
This free, opt-in service is here to protect you. Our Business Overdraft Privilege is a discretionary overdraft courtesy limited to a $1,500 maximum on Business Banking Accounts. If you’d like to opt in, please consult a Relationship Banker for further details.
Fee-Based Financial Management Services
In addition to all of our free services, Nodaway Valley Bank offers other financial management services that are designed with the business owner in mind. We would be glad to offer add any of these fee-based services to your account!
NVB Cash Management Service
Nodaway Valley Bank Cash Management with ACH and Wire Transfer services utilize our comprehensive online Cash Management Service to originate ACH (Automated Clearing House) files for payroll process and other payments. We can also handle domestic and foreign wire transfers.
Positive Pay
Our Positive Pay service deters check fraud by matching checks issued on a business checking account against those presented for payment. We match the check number, dollar amount, and account number provided by the commercial client. An email notification is sent if a discrepancy occurs, asking for your authorization to pay or reject the item. Nodaway Valley Bank also offers ACH Positive Pay, which provides the same service for ACH debits and credits.
Online Deposit
Your time is precious. Online Deposit through Nodaway Valley Bank saves you time (and expense!) by allowing you to scan paper checks from your business and submit them for credit to an NVB transaction account.
NVB Business Bill Pay
Business Bill Pay is here to save you time and postage, by allowing you to pay bills safely and conveniently at any time, day or night. An online disbursement account is used, so that your Nodaway Valley Bank account number is never disclosed in the transactions paid by check. We provide regular reports, and many internal controls.
NVB Business Bill Pay With Easy Payroll
Add “Easy Payroll” with direct deposit, and eliminate checks by automating payroll and expense reimbursement! You will save time and improve organization with enhanced controls.
Commercial Loans Through Nodaway Valley Bank
Nodaway Valley Bank extends loans to professionals, proprietors, partnerships, farmers, and businesses of all sizes. These loans serve many purposes, such as lines of credit for working capital, or a term loan for equipment and real estate purchases.
We offer competitive rates and terms, suited to each individual situation. We’re particularly experienced in making Small Business Administration (SBA) guaranteed loans!
Our experienced Commercial Loan Officers want to be part of your business’ success story! We will be glad to meet with you to discuss your specific financing needs.
For more information, or to open an account, visit our website at nvb.com. Nodaway Valley Bank is a member of the FDIC.
Nodaway Valley Bank cares about maintaining a strong relationship with our small business partners. Which is why we offer small business accounts, services, and loans designed for professionals and small businesses. Our goal is to fit the needs of your business – regardless of size!
Do you need a trustworthy bank institution in St. Joseph?
Nodaway Valley Bank might be worth your consideration. We will be sharing our review of Nodaway Valley Bank, including its features and services. Continue reading to find out why Nodaway Valley Bank may be the right bank for you.
Overview of Nodaway Valley Bank
Nodaway Valley Bank, a multi-location bank with its headquarters in Maryville Missouri, is known for being a multi-location company. It was established in 1868. The bank has assets of $884 millions and deposits of $738 million. Nodaway Valley Bank, the 20th largest bank of Missouri, is also the 751st biggest bank in the country. The bank offers many banking services including small business accounts, online banking, services, as well as online banking. You can also get checking and savings accounts, loans and credit cards, online banking and mobile banking services, as well as checking and saving accounts. Nodaway Valley Bank is committed to building strong relationships with small businesses. They also provide excellent customer service.
Directions and Address
Nodaway Valley Bank is available at multiple locations in St. Joseph, Missouri. This makes it easier for customers and employees to get their services. The main branch can be found at 1302 South Riverside Road. It is open Monday through Friday, 8:00 a.m. - 4:00 p.m., as well as Friday, 8:00 am. - 5:00 p.m. The main branch is located at 1302 South Riverside Road. It is open Monday through Thursday from 8:00 a.m. to 4:00 p.m., and Friday from 8:00 a.m. to 5:00 p.m. Customers can also contact the bank by phone at (816) 364-5678, or fax at (616) 364-5678.
Customer Reviews
Nodaway Valley Bank has received many positive reviews from customers. Based on 31 reviews, the overall customer satisfaction rating is 3.4 out 5 stars. Customers love the bank's friendly, accurate customer service. It makes banking enjoyable. Customers also appreciated the professionalism and well-trained staff of the bank. Customers have access to representatives and a physical location, as well online and mobile banking services.
The Business's Location
Nodaway Valley Bank can be found in Saint Joseph, Missouri at 6304 King Hill Avenue. There is also a branch at 4001 N Belt Highway, and a loan servicing centre at 1302 S Riverside Road. For more information, customers can visit the website to find directions to their nearest branch or call (816) 364-5678. Nodaway Valley Bank offers a variety of banking services and products that will meet your needs. Customers have the option to choose from personal or business banking options. They can also access online banking services. You can also get loans, mortgages and investment services from the bank, which makes it a great choice for all your financial needs.
Riverside Branch Location
The Nodaway Valley Bank Riverside branch is located in St. Joseph, Missouri and offers banking services to customers. The branch can be found at 1302 South Riverside Road in St. Joseph, MO 64507. Customers can follow the instructions on the website to locate the branch. Since its inception, the branch has provided high-quality banking services and offers a variety of services to customers. This branch of Nodaway Valley Bank offers everything, from personal banking to business banking. Online banking is also available. Customers can access other banking services, such as loans, credit cards, investments, and loans. The Riverside branch of Nodaway Valley Bank has a great team available to assist customers with their banking requirements.
Hours, reviews, and customer service
Nodaway Valley Bank provides its customers with both online and traditional brick-and mortar banking services. Customers can also find the bank's physical location at 304 N Main St in Saint Joseph, Missouri. You can find information about the Nodaway Valley Bank's lobby hours, directions, reviews and phone number as well as other relevant information regarding the North 71 Highway or Cook Road locations in St. Joseph on the Nodaway Valley Bank site. Customers can read customer reviews to learn about their experiences with the bank's services and banking. Customers have found the experience helpful and satisfying, despite some limitations such as slower advancement and lower pay.
Ratings General
Overall customer satisfaction rating for Nodaway Valley Bank is 3.4 out 5 stars, based on 5 votes and zero reviews & complaints. Customers report that the bank's representatives are friendly, knowledgeable, and helpful. The bank's wide variety of banking options and services, including mobile and online banking, is what makes it a popular choice. The bank also has a St. Joseph branch and a Maryville branch.
Professional Experience
Customers can expect a professional experience at Nodaway Valley Bank. Fair Pay scores of 3.5 are the norm at Nodaway Valley Bank. There are many reviews from employees about compensation and culture. The bank is professional but has a fun, supportive culture. Nodaway Valley Bank's mission is to serve the small business owner and professional with small business loans, services and accounts. Customers can feel confident that they will receive the best care with the local bank values of fairness, respect and integrity.
Online Banking Services Available
Nodaway Valley Bank has the most recent mobile banking technology. Customers can access their accounts from anywhere they are. Customers can deposit checks quickly and easily manage their accounts. Secure online banking is available through the bank. It also provides up-to-the minute transaction updates and customer reviews. Customers can access their finances online from any device with Nodaway Valley Bank's web banking services.
Bank Types Available
Nodaway Valley Bank offers many banking options to its customers. Customers have access to NVB Online Banking, NVB Cash Management and NVB Credit Cards. They can also deposit NVB Online Deposits, NVB Business Bill Pay, NVB Online Receivables, NVB Online Banking and NVB Cash Management. Customers can also benefit from the bank's Foreign Exchange service. These services are intended to make banking easier and more efficient for customers. These services allow customers to manage their finances anywhere they are.
| Most deposits in banks are insured dollar-for-dollar by the Federal Deposit Insurance Corp. This insurance covers your principal and any interest you're owed through the date of your bank's default up to $250,000 in combined total balances. You don't have to apply for FDIC insurance. Feb 13, 2024 |
| Today's rate Today's mortgage rates in Saint Joseph, MO are 6.957% for a 30-year fixed, 6.179% for a 15-year fixed, and 7.756% for a 5-year adjustable-rate mortgage (ARM). May 2, 2022 |
| If you're dealing with a particularly large lump sum, it's often beneficial to distribute the money across various savings and investment vehicles. This not only provides a safety net but also ensures tax efficiency. Apr 29, 2024 |